Buying with Affirm is simple - No impact on your credit score.

With Affirm, you always know exactly what you'll owe and when you'll be
 done paying.

For orders over $50, select installments at checkout to split your purchase into 4 or more interest-free payments.

Transparent: Affirm tells you up front the total amount you’ll pay. That number will never
 go up.

Flexible: You choose the payment schedule that works for you.

Fair Affirm won’t charge you late fees or penalties of any kind, ever.

Just Pay At Checkout by selecting Affirm Payment, iBuyXi.com

Step 1. Fill your cart Select Affirm at checkout, then enter a few pieces of info for a
 real-time decision.

Step 2. Choose how you pay Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

Step 3. Pay over time Make payments at affirm.com or in the Affirm app. You’ll get email and
 text reminders.

 

Example: 

1 >>> 2 >>> 3